Terms and Conditions

Terms & Conditions

General Terms :

By accessing and placing an order with Apnafaydaa, you confirm that you are in agreement with and bound by the terms of service outlined below. These terms apply to the entire website and any email or other type of communication between you and Apnafaydaa.

Under no circumstances shall Apnafaydaa team be liable for any direct, indirect, special, incidental or consequential damages, including, but not limited to, loss of data or profit, arising out of the use, or the inability to use, the materials on this site, even if Apnafaydaa team or an authorized representative has been advised of the possibility of such damages. If your use of materials from this site results in the need for servicing, repair or correction of equipment or data, you assume any costs thereof.

Apnafaydaa will not be responsible for any outcome that may occur during the course of usage of our resources. We reserve the rights to change prices and revise the resources usage policy in any moment.

License :

Apnafaydaa grants you a revocable, non-exclusive, non-transferable, limited license to download, install and use the website strictly in accordance with the terms of this Agreement.

Definitions and key terms :

To help explain things as clearly as possible in this Terms of Service, every time any of these terms are referenced, are strictly defined as:

Cookie: small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.

Company: when this terms mention “Company,” “we,” “us,” or “our,” it refers to Apnafaydaa that is responsible for your information under this Terms of Service.

Device: any internet connected device such as a phone, tablet, computer or any other device that can be used to visit Apnafaydaa and use the services.

Service: refers to the service provided by Apnafaydaa as described in the relative terms (if available) and on this platform.

Third-party service: refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.

Website: Apnafaydaa’s site, which can be accessed via this URL: http://www.Apnafaydaa.com

You: a person or entity that is registered with Apnafaydaa to use the Services.

Restrictions :

You agree not to, and you will not permit others to :

License, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the website or make the platform available to any third party.

Modify, make derivative works of, disassemble, decrypt, reverse compile or reverse engineer any part of the website.

Remove, alter or obscure any proprietary notice (including any notice of copyright or trademark) of Apnafaydaa or its affiliates, partners, suppliers or the licensors of the website.

Return and Refund Policy :

If, for any reason, You are not completely satisfied with any good or service that we provide, don't hesitate to contact us and we will discuss any of the issues you are going through with our product.

A Chargeback shall mean a Transaction that is uncollectible and returned to Service Provider/ Apnafaydaa by User/ Payee or acquiring bank for a refund to the concerned Payer / User due to any of the following reasons:

a) Any payment which the User/ Payer refuses to honour or demands a refund of because the Products or services, purchased or sold or the delivery thereof, was not as promised or was defective, deficiency of service, incomplete and /or unsatisfactory for any reason whatsoever, or that payment for the same has already been made.

b) Any payments by a User/ Payer using the Services, which is returned by the acquiring bank for any reason whatsoever.

c) Any charge/debit arising out of any alleged hacking breach of security or encryption that may be utilized by Service Provider/ Apanfaydaa/ Payee from time to time or

d) Any Transaction that is unsuccessful.

As a result of the rapid nature of movements of funds, once a payment has been initiated through the Services, it may not be possible to retract the same using the Services. Hence neither the Acquiring Bank or Apnafaydaa shall be responsible to the User or any one else for chargeback or refund. The user hereby expressly acknowledges and confirms that Apnafaydaa shall not be liable for the Chargeback

Any such retraction of a payment shall be between user and payee directly and a chargeback can be considered only if the Payee refunds the amount back.

In the event of a Chargeback situation arising in case of any Products or services purchased by a User or Payer, for which payment has not yet been made to the Payee or User, the User or Payer shall be advised by Apnafaydaa to resolve the issue with the Payee or User at the earliest and Apnafaydaa shall then settle the payment in accordance with the solution agreed upon by the Parties once the same is communicated to Aquapay.

In any event, chargeback request may be entertained only if the payee refunds the amount and hence Apnafaydaa is under no obligation otherwise.

In the event of a Chargeback situation arising in case of any Products purchased by a User/ Payer, for which payment has been made to the Payee/User / Service Provider, the User/ Payer shall be advised to resolve the issue with the Payee/User / Service Provider at the earliest and shall then settle the payment in accordance with the solution agreed upon by the Parties only if the Payee refunds the amounts back .

Apnafaydaa shall not be responsible to make payments in respect of any Chargeback unless it has received the requisite amounts from the concerned acquiring bank/ Service Provider/ Payee/ User. In the event of the receipt by Apnafaydaa of an amount of a Chargeback from the acquiring bank / Service Provider, Apnafaydaa shall pass on to User/ Payer such amount received by them within 7 days.

Further more :-

The User shall keep the Acquiring Bank and Apnafaydaa safe and harmless and indemnified and shall indemnify the Acquiring Bank and Apnafaydaa for any actions, claims, costs, loss, damages, expenses or liability made against or suffered or incurred by the Acquiring Bank or Apnafaydaa directly or indirectly arising out of:

a Card transaction between user and the vendor

all Card transactions that are charged back;

willful misconduct, collusion to falsify a business transaction or carrying on activities which are illegal or prohibited as per the law of the land or as may be prohibited in the terms and conditions agreed with Apnafaydaa by the user or fraud by Customer/Vendor or its Employees or Agents;

Any fines or penalties imposed on the Bank or Apnafaydaa by the Card Schemes in connection with Apnafaydaa’s use of the Services;

Bank may refuse to accept any transaction if it is invalid and may charge it back to Apnafaydaa if the Bank has already processed it.

Bank may reserve the right to:

debit Apnafaydaa’s Settlement Account and/or

deduct and set off from settlement funds due to Apnafaydaa; and/or

invoice/raise a debit note to recover from Apnafaydaa separately,

for any of the following amounts:

funds credited to Apnafaydaa’s account in error;

the amount of any refunds issued (if not already deducted from sums paid by Bank to Apnafaydaa

invalid transactions (including Chargebacks and our related losses;

government charges; and

any other amounts then due from Apnafaydaa to us, arising out of or in relation to the terms of the Transaction Documents;

Refund:

If a User claims a refund, before the vendor is settled, Apnafaydaa shall on written request for refund, roll back the transaction to the User after deducting the relevant MDR charges

In case the User claims a refund after the vendor is settled, the User expressly agrees that such transactions cannot be rolled back and hence covenants to resolve this transaction with the Vendor offline and inform Aquapay on such resolution. Neither Acquiring Bank nor Apnafaydaa shall be liable to the User or the Vendor for any such refund in this instance Cardholder/Customer, Apnafaydaa must provide a cheque in favors of Bank for the amount of the refund.

Any refund out of transaction MDR / Conveniences fees will not be refunded

Your Suggestions:

Any feedback, comments, ideas, improvements or suggestions (collectively, "Suggestions") provided by you to Apnafaydaa with respect to the website shall remain the sole and exclusive property of Apnafaydaa.

Apnafaydaa shall be free to use, copy, modify, publish, or redistribute the Suggestions for any purpose and in any way without any credit or any compensation to you.

Your Consent :

By using our site, registering an account, or making a purchase, you consent to this Terms of Service.

Links to Other Websites:

This Terms of Service applies only to the Services. The Services may contain links to other websites not operated or controlled by Apnafaydaa. We are not responsible for the content, accuracy or opinions expressed in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us. Please remember that when you use a link to go from the Services to another website, our Terms of Service are no longer in effect. Your browsing and interaction on any other website, including those that have a link on our platform, is subject to that website’s own rules and policies. Such third parties may use their own cookies or other methods to collect information about you.

Cookies :

Apnafaydaa uses "Cookies" to identify the areas of our website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to personalize the Content that you see on our website. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our website correctly or at all. We never place Personally Identifiable Information in Cookies. By using our site, registering an account, or making a purchase, you consent to the fact that we use cookies.

Changes To Our Terms of Service:

You acknowledge and agree that Apnafaydaa may stop (permanently or temporarily) providing the Service (or any features within the Service) to you or to users generally at Apnafaydaa’s sole discretion, without prior notice to you. You may stop using the Service at any time. You do not need to specifically inform Apnafaydaa when you stop using the Service. You acknowledge and agree that if Apnafaydaa disables access to your account, you may be prevented from accessing the Service, your account details or any files or other materials which is contained in your account.

If we decide to change our Terms of Service, we will post those changes on this page, and/or update the Terms of Service modification date below.

Modifications to Our website :

Apnafaydaa reserves the right to modify, suspend or discontinue, temporarily or permanently, the website or any service to which it connects, with or without notice and without liability to you.

Updates to Our website :

Apnafaydaa may from time to time provide enhancements or improvements to the features/ functionality of the website, which may include patches, bug fixes, updates, upgrades and other modifications ("Updates").

Updates may modify or delete certain features and/or functionalities of the website. You agree that Apnafaydaa has no obligation to (i) provide any Updates, or (ii) continue to provide or enable any particular features and/or functionalities of the website to you.

You further agree that all Updates will be (i) deemed to constitute an integral part of the website, and (ii) subject to the terms of service of this Agreement.

Third-Party Services :

We may display, include or make available third-party content (including data, information, applications and other products services) or provide links to third-party websites or services ("Third- Party Services").

You acknowledge and agree that Apnafaydaa shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. Apnafaydaa does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.

Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties' terms of service.

Term and Termination :

This Agreement shall remain in effect until terminated by you or Apnafaydaa.

Apnafaydaa may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from Apnafaydaa, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the website and all copies thereof from your computer.

Termination of this Agreement will not limit any of Apnafaydaa's rights or remedies at law or in equity in case of breach by you (during the term of this Agreement) of any of your obligations under the present Agreement.

Indemnification :

You agree to indemnify and hold Apnafaydaa and its parents, subsidiaries, affiliates, officers, employees, agents, partners and licensors (if any) harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of your: (a) use of the website; (b) violation of this Agreement or any law or regulation; or (c) violation of any right of a third party.

No Warranties :

The website is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, Apnafaydaa, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the website, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, Apnafaydaa provides no warranty or undertaking, and makes no representation of any kind that the website will meet your requirements, achieve any intended results, be compatible or work with any other software, , systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Some jurisdictions do not allow the exclusion of or limitations on implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

Limitation of Liability :

Notwithstanding any damages that you might incur, the entire liability of Apnafaydaa and any of its suppliers under any provision of this Agreement and your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by you for the website.

To the maximum extent permitted by applicable law, in no event shall Apnafaydaa or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, for loss of data or other information, for business interruption, for personal injury, for loss of privacy arising out of or in any way related to the use of or inability to use the website, third-party software and/or third-party hardware used with the website, or otherwise in connection with any provision of this Agreement), even if Apnafaydaa or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Severability :

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver :

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Agreement shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute waiver of any subsequent breach.

Amendments to this Agreement:

Apnafaydaa reserves the right, at its sole discretion, to modify or replace this Agreement at any time. If a revision is material we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our website after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use Apnafaydaa.

Entire Agreement :

The Agreement constitutes the entire agreement between you and Apnafaydaa regarding your use of the website and supersedes all prior and contemporaneous written or oral agreements between you and Apnafaydaa.

You may be subject to additional terms of service that apply when you use or purchase other Apnafaydaa's services, which Apnafaydaa will provide to you at the time of such use or purchase.

Disclaimer :

Apnafaydaa is not responsible for any content, code or any other imprecision.

Apnafaydaa does not provide warranties or guarantees.

In no event shall Apnafaydaa be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.

Don't hesitate to contact us if you have any questions.

Via Email: apnafaydaa@gmail.com

Via Phone:- 7977434944